Childcare premiums are jumping and some carriers are leaving the space entirely. We help providers across the Carolinas, Georgia, and Florida get the right coverage fast — at rates that still make sense.
Get My Quote → 3 Minutes
If you've already received a renewal notice, you've seen it — premiums up double digits, carriers pulling out of the childcare space, providers scrambling. Here's something most owners don't realize:
Liability is just the starting point. A real day care policy covers the things that actually happen — and the rare events that can end a business overnight.
Covers bodily injury claims if a child is hurt in your care — the #1 reason day cares get sued.
Covers claims that you failed to provide proper care or supervision. Separate from general liability, and critical.
The existential coverage every day care needs. A single allegation can end a business — this is the policy that keeps you standing.
Your equipment, toys, learning materials, and the building itself if you own it. Replacement-cost coverage available.
Required if you have employees in most states. Covers staff injuries on the job — and keeps you in compliance.
SC, GA, NC, and FL all require liability coverage to maintain your license. We make sure you meet the minimums.
About three minutes. No obligation. Same-day coverage and certificate when you're ready to bind.
Start My Quote →Same day — usually within minutes of binding. If your state inspector or licensing board needs proof, you'll have it before the call ends.
If you already have coverage but your rate jumped, we can quote you for the new term and you decide. We'll never tell you to switch unless it makes sense.
Licensed centers, registered family child care homes, and even unlicensed home-based providers — we have an option for each. The quote tool will sort it out.
Coverage is placed through A+ rated, financially strong carriers. We'll match you to the right one based on your setup and state.
Email us first at evan@streeterinsurancegroup.com. We help you navigate the claim process and stay in your corner with the carrier from start to finish.
Yes — we track your renewal date, re-shop the market when it makes sense, and reach out 60 days before so you're never caught off guard.