Property managers and commercial clients won't sign until you can prove you're insured. We get janitorial and cleaning companies covered in about three minutes — and the certificate is in your inbox before the call ends.
Get My Quote → 3 Minutes
When a building manager says "send me your insurance," they're looking for one specific thing: a Certificate of Insurance (COI) showing general liability — often $1M per occurrence — with their name listed as additionally insured.
Standard general liability isn't enough on its own — cleaners face very specific risks. Here's what a real janitorial policy looks like.
Covers bodily injury and property damage at client sites. The base coverage every cleaning contract requires — usually $1M / $2M aggregate.
When you damage something at a client's site, standard GL excludes it. You need the right endorsement — we make sure it's added.
You lose a key and the property manager re-keys the whole facility. We've seen $15K bills. Cheap coverage to add, painful to skip.
Your vacuums, floor buffers, pressure washers — covered against theft and damage on the job site or in transit.
Add your client as additionally insured on your policy (most contracts require this). We do it on the COI — instantly.
If you have employees, most states require it — and most commercial clients won't let your crew on-site without it. We bundle it in.
About three minutes. No obligation. Certificate of Insurance the same day.
Start My Quote →Yes — instantly. You enter the client's name when you generate the certificate. No phone call, no two-day wait.
Usually one policy covers both. The quote tool asks what kind of work you do and prices accordingly.
You can skip workers' comp and just carry general liability. Most contracts only require GL anyway. You can add WC later when you hire.
Both are covered as commercial cleaning. Pressure washing sometimes needs a small endorsement for water damage — the quote tool will handle it.
Most owners bind in under 10 minutes. Certificate hits your inbox immediately after — so yes, you can take a contract that needs proof of insurance today.
Send us the request at evan@streeterinsurancegroup.com and we'll handle it. We deal with property manager COI requirements every day.